An actor is a person who makes his living by playing roles of various characters in movies, on television shows, stage plays, etc. If an actor chooses to become an equity actor, he can become an equity actor. In the United States as well as United Kingdom there is an association called The Actors’ Equity association an actor can register with this association and get the benefits that this association provides.
Primarily, the insurance that comes free for an Equity Actor is Public liability Insurance, The backstage Insurance and accident cover as long the actor is a member and under benefits.
As an actor your body is an asset that will help you to achieve success in the film industry. Your voice, your vision, your physical ability and good health will help you to excel in every audition, rehearsal and performance. If as an actor you do not maintain a good health or do not follow a proper physical fitness routine, then be prepared to lose good roles provided by film makers.
Most of the employers do not provide any health care plans or car insurance plans or life insurance plans or house insurance plans. An actor has to take these insurance’s plans on his own.
An actor should opt for a health insurance plan that covers preventive care, including all regular health screenings appropriate for your age group. This will likely be a comprehensive plan, which usually has a deductible and co-payments for office visits.
One of the other insurances that an actor or an actor’s employer should buy is Artist Liability Insurance.
This insurance offers many benefits such as.
Artist Liability Cover:
This policy covers all the law-suits that are filed due to the conduct of an artist onstage as well as offstage. Anyone who is employed by an actor will be covered.
Equipment damage Cover:
This insurance covers damages to the equipment that an artist or his employer rents, any repairs that are carried out on these equipments will be covered.
Public Image Protection Insurance:
This insurance covers if your business spokesperson causes any kind of damage to the promotion of your business. If you are required to re-shoot commercial or cancel any shows or want to hold a show for public apology all of this would be covered.
The Main Man Life Insurance:
This insurance provides financial aid if the main character of your shows dies or has an accident, financial aid would be provided to the next in Keith and Kin.
All Risk Insurance:
This insurance provides the benefits of life insurance to all the performers of the show or a stage play, in case a performer dies on the stage or off the stage.